8 Simple Ways to Save Money & Help Stop Poverty
Co-ordinate to GlobalRichList.com, I'm in the top 0.82% richest people in the world.
That's not to brag, though. Almost everyone with the means to read this post is in that top one percentage somewhere.
But at that place are billions more than people out there who are non in the top one percent, and they're not in the elevation two or three either. The majority of our planet is living in poverty.
Economic crises (and the accompanied fear mongering) aside, nosotros sometimes look at the globe as a prosperous place with a few unfortunate pockets of poverty strewn nigh. It'south so easy to forget that the majority of the world lives in poverty, or pretty damn close to it. Easier for united states of america, at least.
The UN definition of poverty is living on less than a dollar a solar day; I'd propose that's a number chosen to proceed the sheer statistical size of this situation from light, since information technology'due south hard plenty to live on $30 a day. Sure, not as extreme, only by no means piece of cake in many areas of the world. We are incredibly lucky to be a part of this miniscule percent of people who are, past all means, rich.
Fifty-fifty if you're in debt and have a terrible credit rating, you're rich compared to much of the world. I don't say that to deride anyone, merely remind united states all that nosotros're lucky, even when times are terrible by our ain standards. There is something everyone can do to help. Fifty-fifty a mere dollar makes a difference; that's a doubling of daily income for many.
Here are a whole bunch of ways you lot can relieve more than money that we've discussed on Lifehack. If it'due south this easy to find a few dollars, it's easy to help cease poverty.
Make Your Ain Coffee, Use the Library, Get Netflix
Chris Brogan shares a list of means y'all can cut a significant number of expenses easily and immediately, from making your own coffee with an espresso automobile instead of heading out to Starbucks, using the public library instead of splurging on books all the time, drinking at a friend's identify instead of the pub and laying off the lead foot on your accelerator.
With some or all of the money you free up using these tips, you lot could fund a loan with Kiva; and you're not even losing coin since the bulk of these loans are fully repaid!
Stick to Your Budget
Here'due south a list of 32 hacks to assist you stick to your budget. I'thousand willing to bet that most of us run out of money just earlier payday because we're terrible at staying within the boundaries of our budget. If you can get yourself to stay within your budget for just i month, you could nevertheless make a difference. Maybe keeping up with a few good personal finance blogs will help in this regard as well.
With the savings you could aid out an organization such as U.s.a. for UNHCR, an organization that helps refugees; people who are not only living in poverty, simply displaced from their own countries, cultures and families besides.
Wallet-Padding Tips for Troubled Economies
Our Thursday published a list of ways you could fatten the wallet up a bit fifty-fifty during harsh economic times. My favorite is the last item: stop paying attention to all the fear mongering in the news. Many are more applied, such as lamentatory up your resume and learning new skills so you can country a higher income.
With the savings y'all could donate to an organisation like the Global Fund, which fights AIDS, tuberculosis and malaria in developing countries.
Insulate Your Crawl Space
Kyle Potts writes that by insulating your crawl infinite, you can salvage plenty of money on your energy bill over the long-term. You won't just salve on your energy bills: a poorly insulated or vented crawl infinite can lead to mold and rotting in your flooring, which can cost a fortune to repair.
A few dollars freed upward on your energy bill tin brand a big difference, maybe by making it more affordable to sponsor a World Vision kid.
Salvage Coin on Your Telephone Bill
Do you tend to blow the budget on your phone nib? Not that long ago I wrote an article that described how you could save thousands on your iPhone bill, though many of these tips – and software suggestions – are adjustable to all sorts of mobile phones, particularly any kind of smartphone or PDA that tends to run the bill heaven high.
Whatsoever yous salve on your telephone nib, yous could give to Globe Concern, an international humanitarian non-turn a profit doing some corking piece of work.
Utilise Your Digital Camera
Thursday strikes again with a listing of means you can salvage money with the help of a digital photographic camera or your phone's camera. The list covers everything from taking snaps to help yous call up things that, if forgotten, will toll you more, to monetizing your best shots on stock photography sites.
You might use your savings to donate to the Activeness Centre to Cease Earth Hunger.
Go Organized
Just keeping organized tin can save yous a heap of dosh. I know the departure on my tax return between years when I keep meticulous expense records and years when I don't is huge; organization certainly pays in that regard. Lorie Marrero lists a whole bunch of other ways that practiced organization keeps your depository financial institution account that bit fuller.
Getting organized tin can free y'all up to donate to Poverty Fighters, a microcredit organization.
Bring Your Own Lunch to Work
The amount of money yous can save by bringing your own lunch to work instead of heading out to an eatery or the corporate cafeteria over the course of a year is pretty amazing. According to this article, the savings come to as much as $988. That'due south well-nigh three years worth of earnings for many people living in poverty. If yous could pay for one person to live for iii years, three people to live for ane year, or thirty people to live for a month, wouldn't that at to the lowest degree bring a grinning to your face?
While y'all're saving on nutrient money, help feed someone else past donating to the Friends of the Earth Nutrient Programme.
Source: https://www.lifehack.org/articles/featured/8-simple-ways-to-save-money-help-stop-poverty.html
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